Let's cut right to the chase on this one. In my earlier post, "Birth Rates by Income", I delved a little bit into what I feel is a burgeoning problem. Case and point, from that post: For the nation, in 2006, 10 years after passage of the Act, the birt… more »

I wrote about college and the debt loads incurred a while back. By the day, the advice I gave for prospective college students rings more and more true: save your money.College, like the housing market circa 2004, is currently an impenetrable wall o… more »